Robert D Zfx

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Verified Reviewer

Bad Customer Service

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I've had a METLIFE whole-life insurance policy since 1974. I've always paid the premium by check in the mail. I used their online payment feature this year,2024, but it didn't work. I tried contacting customer service but got an overseas operator with a limited command of English. I did this three times and got no response. I could not get past this person. There is no supervisor and no means of contacting anyone with the ability to correct my payment issue. I finally mailed a check.I advise you to NOT use the online payment method and to stick with checks and mail.
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Pros:
  • Big brand name
Cons:
  • Non existent customer service

Preferred solution: I want my online payment posted.

User's recommendation: I advise you to NOT use the online payment method and to stick with checks and mail.

Barbara G Flq

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Verified Reviewer

I am so upset with Your company

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I will be posting in every social media form I know about your company and how sorry it is! I have been trying to get an accident claim paid.

It is always something first of all took me over a month to get the paper work then the paper work was filled out wrong ( because i could not get ANYONE TO HELP ME) then had to refill it out then they couldnt read it so I filled it out again. And now it UNDERSTOOD REVIEW for 2 weeks??? COME ON DO BETTER!!! We pay for this insurance and we as customers deserve better service.

When you call all you get is someone that puts you on hold until they hang up on you after holding for hrs.. I self the other day for 81/2 hrs only at 5pm to be hung up on. I even called and would get a young girl who thought she had me on hold and she did not I could here her yelling at her kids fighting with your spouse and I was supposed to be on hold and was listening to this for over 5 hrs she never come back and BOOM 5pm rolls around I get hung up on. And every time I get this person she either acts like she can not hear me or she just hangs up on me.

BUT IM NOT QUALIFIED TO WORK FOR YOU?? I applied many times for customer service remote job which I have ran dealerships and other businesses for over 40 yrs so dont know what your qualification are but I must be WAY over qualified. I believe in customer service period. And your company DOES NOT CARE..

I will let everyone and every business I know NOT TO USE YALL!! Thank goodness Im not trying to get life insurance money .. NO ONE EVER CALLS ME BACK! I WANT SOME ANSWERS.

and I want all the time I have spent on the phone PAID 500.00 per day!! because my time is just as important at yours .. you say every call is recorded well lets get to it then!! Or is that a lie as well!!!

I have a lot of contacts in the business world and I will be calling each one of them and posting what I have been through in YELP, FACEBOOK, GOOGLE, and every other one I can think of.

PEOPLE needs to know about how this company operates. I have added my certificate number and my phone number at the bottom of anyone cares

Sincerely

Barbara Gillette

B258****

325-33*-***z

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Loss:
$2500
Cons:
  • Absolutely nothing

Preferred solution: My paid time it has taken me to do all this and being on hold and get my claim paid!!!

User's recommendation: USE Mutual of Omaha they pay in days not 6 months to a yr

Barbara J Bps

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Verified Reviewer

Unsatisfied Customer

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I have been trying to get an Accident claim paid since October and it is still not paid and now they are saying they havent determined if they were going to pay it or not AFTER SENDING ALL MEDICAL records and proof of accident. what is there to review on that and tall couldnt have done this before??? OMG .. my friend said she actually had to get a lawyer to get her mothers life insurance when she passed and that was after fighting with you for 8 months .. what kind of company is? Mutual of Omaha pays with in days.. DO NOT USE MET LIFE !! Its a waist of money and time ..
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Loss:
$5000
Cons:
  • Fraud

Preferred solution: Deliver product or service ordered

User's recommendation: Do not use these people they are a fraud !! USE MUTUAL OF OMAHA!!

Florida J

Insurance

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Unethical business practices. I've had two MetLife whole life insurance policies for many years; premiums have always been on autopay. Recently learned that MetLife is no longer in the whole life business. Customer service phone # is a bogus. Unable reach anyone re these policies.
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Cons:
  • Unethical business practices

Preferred solution: Full refund

User's recommendation: Beware

Mary T Ntn

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Verified Reviewer

Customer Service is non-existent

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I have been trying to settle a life insurance claim for which I am the beneficiary.

I have talked to five different individuals, including two supervisors, and each time I have been told that what is required is different. Each time, I have been told that they will send me electronically, a form to be notarized.

They claim to have sent it through the USPS over two weeks ago, but still has not been received. The each individual during the last four conversations has told me that it will be received within 24-48 hours. After each 48 hours I have called back only to be told by the last two agents that it's 48-72 hours.

I am calling again this morning after 96 hours because the form still has not been received.

The long-term health insurance division is not much better. I was told similar things about receiving necessary forms that finally were received via USPS two weeks later

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Loss:
$8
Cons:
  • Difficult to deal with agents kick the can down the road

Preferred solution: I am the beneficiary on a life insurance policy and would like to receive the necessary forms to file the affadavit that policy holder died without an estate (she did have a will)

User's recommendation: Avoid

Anonymous
map-marker Okatie, South Carolina

The people that answer gave me the wrong information They have a difficult time finding the answers. They just look for something to read tha i already know. tion.

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6 calls an 1 hr. on the phone to Metlife to tell me the usual and customary for dental codes. They had no idea what I was talking about. They have poor English speaking skills. I could never speak to a supervisor. The usual and customary for each state is not given on their website. There is always a lot of noise in the background. The customer service is zero. The phone number that you gave me is the same phone number I already had. I hope someone has a better phone number where I can talk to English-speaking people that know about the policy.
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User's recommendation: do not buy Metlife Dental insurance

Anonymous
map-marker Denver, Colorado

Horrible customer service

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I was approved for disabilty in October. Then on 11/28 they said they sent payment. It was to wrong bank, wrong account. It has been 3 months of excuses on what they are doing. In the meant, I am losing everything and they just keep going on circles
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User's recommendation: Call and message everyday

Devika Zzz
map-marker Brooklyn, New York

Be attentions please

Metlife - Be attentions please
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Metlife - Be attentions please - Image 3
Hi , I was a MetLife agent in Bangladesh. Now I am living in USA . I wanna start work with MetLife. Is there any way for working with you?? Thank you
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Dortch

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Verified Reviewer

MetLife does not want to pay you back any money you pay them for long-term disability they will try every year to avoid paying you and try every means to stop paying anything.

I had a seizure and then a stroke which eventually led to brain surgery. Every year after I had the stroke they tried to not paying me my disability insurance by sending me letters telling me that I need to file some social security and even though I did every year and was collecting social security they kept sending me a letter every year telling me to collect social security or they would cut me off.

When my disability lead to brain surgery and I couldn't use my left side of my body anymore or get in a wheelchair even or take care of it myself in any way or form they came and said I owe them 37,000 and that they would not pay me for the next 5 and 1/2 years because social security paid me back what they owe me for when I originally filed the social security.

So now they're going to not pay me for 5 and 1/2 years when I'm at a point that I don't even want to live anymore if I have to do it like this, we don't want your way or happiness and now having to suffer trying to figure out how I'm going to make ends meet, not just for me before my family, they come and finally get what they've been trying to do every year which was to avoid paying me and now they're going to stop paying for the next 5 and 1/2 years if I live that long. I do not trust rent life with your money or don't rely on them for long-term disability because they will try everything they can to avoid paying you what you pay them to do.

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Loss:
$375000
Pros:
  • Are professional hustlers
Cons:
  • Are professional hustlers

Preferred solution: I just want them to pay me what I paid them to do, to provide long-term disability insurance coverage and payments.

7 comments
Guest

In response to OP’s December 17 comment.... what SSDI gave you in a lump sum WAS what THEY owed you from date of application.

But on the date you applied you were getting MetLife payments. You can never get both. The maximum monthly benefit is what MetLife was paying out. Now, they and SSDI will join forces to ensure you get that same amount.

I do have to ask. You received a MetLife payment every month. Before and during SSDI application process.

There was never and deficit in payments. What did you think that $37,500 lump sum was for and where did it go?

Guest

Met Life is only asking for the back SSDI you were sent. Met Life was paying you fully for those months in question.

Guest
reply icon Replying to comment of Guest-2446569

So their option is to take away my long-term disability for five and a half years with no other compromise not take half and I get half so I have some type of income coming in? Come on. There has to be another option besides cutting me off at the neck.

Guest
reply icon Replying to comment of Guest-2446845

SSDI is your new monthly benefit. MetLife will add to it but only so it EQUALS your MetLife benefit.

Say MetLife was paying you $3000/month for first two years. At the end of first year you are required to apply for SSDI. It takes almost a year from application to get approved at $2500/month. SSDI sends you 12 back payments of $2500 each.

That amount you owe MetLife because during that year they were continuing to pay you $3000/month.

In the future SSDI will pay you $2500 and MetLife $500 each month. You don’t get to keep the backpay.

Guest
reply icon Replying to comment of Guest-2448513

Agree. I don’t understand why OP is so confused. What did he think that lump sum of back SSDI was for?

Guest
reply icon Replying to comment of Guest-2448513

It was for money owed at least that's what I thought it was for like I said I never been in this situation before it's not like I knew what to do or that it was explained to me properly. I tell you what every one of y'all that disagrees with me and sides with MetLife either y'all have never been in this situation before or you are working for Metlife.

Because I don't see how anybody could think that I couldn't have seen it the way I seen it or that I'm going to suffer the way I'm going to suffer because I was not aware of the situation. No matter what they should still be some type of compromise or negotiation available to me but no it is just for the next five and a half years we're not going to send you anything till we recruit the money that you did not know you were supposed to give us.

On top of the fact that every year on January of each year they kept trying to take the money away by sending me messages telling me to apply for social security or they will cut me off and they knew when it started because I informed them because I was aware I needed to. There should always be some type of option to help the customer out if a mistake was made not sorry about your luck have a good life with what you have left of it.

Guest
reply icon Replying to comment of Guest-2446845

No one is taking away your long term disability. Now, SSDI is paying the bulk of it and MetLife will supplement it to equal your original monthly payment. What they are taking away is 37,500$ over 5 1/2 years because you kept the $37,500 SSDI sent you that belongs to MetLife.

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Kristin P Nty

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Verified Reviewer

Incompetent staff

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Ive been in contact with MetLife reps since the end of Oct. Attempting to get a surrender payout on a policy. They have made SO MANY mistakes; not documenting properly, not updating address and phone number from policy origination in 1969. So extremely frustrating! The language barrier with their reps is also aggravating, each and every single call was answered by a rep in the Middle East. Ugh! I cant wait for this to be over.
View full review
Loss:
$3000
Cons:
  • Too many to list

Preferred solution: Policy surrender

User's recommendation: Don’t bother using MetLife

Anonymous
map-marker Southampton, New York

Customer service on phone

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Constantly on hold. Re- route calls to different departments ending up where I started and no answers. Just wanted to retrieve or get new username and password. Not that difficult. Username shown was not in use for many years. No one was helpful!
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Edeline Obn
map-marker Barnesville, Georgia

Very disappointing

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You never talk to the same person. No one knows what the other person is doing. They keep poor notes. I have told the same thing to 9 people over 9 months. My father died and he had a 20k policy. They are very slow at paying. It has been 9 months since I filled my claim. Still have not paid. They send one form at a time and have a new excuse for not paying each time I call.
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User's recommendation: I would not recommend this company to anyone.

Anonymous
map-marker Jacksonville, Florida

Find out about my critical illness claim

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When I was sent the paperwork to file my claim it had a fax number on it when speaking with the customer service representative the fax number was not correct so now I have to resubmit paperwork that I already submitted to a different number I just had a kidney transplant and this is a inconvenience in so many ways
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User's recommendation: Make it simple and just send all the claims to one department I know you have more than one company that you deal with but a critical illness claim should go to the critical illness department simple

Insurance Expert Talks

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Apr 23, 2021

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Vince Perri
Vince Perri

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TheCoingeek

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Verified Reviewer
| map-marker Wausau, Wisconsin

Horrible rotten company.

The absolute most rotten liars I have ever had to deal with. There was no case manager to contact. There were no benefits to collect even though I had to have surgery and missed 3 months of work.
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User's recommendation: STAY FAR AWAY FROM THIS RUDE OBNOXIOUS COMPANY

Dan W Xly

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Verified Reviewer
| map-marker New York, New York

Price increase

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We have been paying Metlife for term life insurance for 20 plus years. We are now in our 70's and my wife's annual premium went from $706 per year to $17,828 per year. For someone on a retirement income, this is in no way affordable. This how Metlife gets out of paying for someone life insurance.
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Loss:
$14
Cons:
  • Price

Preferred solution: Price reduction

Aria A Ziu

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Verified Reviewer

Poor Service

I just tried to contact your company in regards to the open enrollment happening through my work. The number I called was on the dental plan overview, and yet was not specifically for the Dental area.

After being on the phone for 20 minute of my lunch break, and BLIND transferred 6 times (several times to the wrong department), I was yet again blind transferred to a wrong number, at which time I had to hang up without any answer to my questions. I haven't even enrolled and I was already treated with a level of disrespect when I tried to tell the final associate my concerns and then he blind transferred to a bad number, I can only assume it was intentional.

I still don't have answers to my questions, and I'm hesitant to even attempt a call back to try to get them. That is POOR customer service.

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Preferred solution: Apology

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